FAQ

Open Your Account

1. Sign in is free. Your name, email and USA social security number (SSN) are information to identify you in Life inSharerance service.
2. Confirm your email address by tapping link in the mail.
3. Assign beneficiary from your spouse, child or parent, who is 18/+.
4. You can change beneficiary anytime and any times.
5. You can assign additional beneficiary, by adding new policy.

Subscribe Life policy

1. Open your Paypal Account to subscribe inSharerance monthly premium.
2. Policy period is one month. Policy is automatically renewal monthly.
3. inSharerance premium is collected from your credit/debit card or bank account through Paypal.
4. If you change mind or if you recover from your illness, you can terminate your policy any time.
5. You can get 100% premium refund, if you terminate within 10 days; free-look period.

Benefits

1. If you pass away within 7 days, no benefit payment, but 100% premium will be refunded to your Estate.
2. Benefit amount is ;
   (Risk Pool amount in the policy holder's risk pool)/(reported death every month).
3. If reported date is later month than death date, benefit amount is minimum of death and reported month.
4. Benefit is variable by number of death in the month and in the risk pool, but $50 minimum guaranteed.
5. Risk pool is separated by policy holder's age at last birthday on the first day of each month.

To be compliant with anti money laundering policy, inSharerance requires identity document for personal identification. Thank you so much for your understanding.

We understand your concern. We use these sensitive information only for personal Identification objectives only, required by anti money laundering policy.

The detail reason can not be disclosed, but only because anti money laundering policy. Thank you so much for your understanding.